Have you ever wondered why insurance always seems to be paid at the end of the year? At least it seems that way to me. We recently paid up our cheap car insurance policy, which for some reason varies every year, and I got to wondering why it always seems that I have to pay at the end of the year. It’s a lot of stress at a time of year when there are so many other things that need to be finished: accounts, billings, presents, and much more!

I wished that the insurance could be at least varied like a phone bill but no… it has to be done manually, each and every year because it’s different. Whoever thought that one up obviously had too much time to kill